Simple answer? It is never too early to get your finances in order!
Unfortunately, we see too many settlements fall over because the purchasers have not looked deep enough into their finances *before* making an offer.
We strongly recommend you consult with a reputable mortgage/finance broker *prior* to making any offers.n This ensures you can make an offer which you AND the banks are comfortable with…meaning the settlement process will be quicker and easier for both yourself and the seller. Having a strong vision of your borrowing capacity can also look favorable to sellers, which might make your offer more attractive!
Remember also, that we are always here to assist if you need some advice or want to be pointed in the next direction.